Terms & Conditions

Last updated: December 16, 2025

Please read these Terms and Conditions carefully before using Our Services. By accessing Our Services, You are indicating Your acknowledgment and acceptance of these Terms and Conditions. These Terms and Conditions are subject to change by Us at any time at Our sole discretion. Your use of these Services constitutes Your acknowledgment and acceptance of these Terms and Conditions and any and all amendments thereof.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined in the “Definitions” section below. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Account means a unique account created for You to access Our Services or parts of Our Services.
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to MINDVALLEY INC., a Delaware corporation, located at 7302 Royal Oaks Ct. Pleasanton, CA 94566.
Content refers to content such as text, images, videos, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content.
Device means any device that can access the Services such as a computer, a cellphone or a digital tablet.
Feedback means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of Our Services.
Goods refer to the items offered for sale on the Services.
Orders mean a request by You to purchase Goods from Us.
Premium Program means any paid, specialty, mastery, advanced learning, or certification program offered by the Company that provides structured instructor-led training, small-group activities, coaching, mentorship, and/or access to exclusive program content or materials, not included in Membership Subscription.
Premium Program Materials means any materials, documents, recordings, frameworks, methodologies, tools, exercises, content, or other resources provided by Mindvalley or its presenters in connection with a Premium Program.
Promotions refer to contests, sweepstakes or other promotions offered through the Services.
Services refers to all products, features, content, and functionalities provided by the Company, including our websites (such as mindvalley.com and any related or successor sites), our mobile applications, any streaming applications, and all other software, digital platforms, learning environments, courses, programs, memberships, coaching offerings, and related experiences. The term also includes any other online or offline methods or channels through which Mindvalley delivers or makes available its content, products, or services.
Subscription means an automatically renewing, fee-based program that provides access to certain Products or Services made available by the Company on a monthly, annual, or other recurring basis.
Subscription Term means the period of time covered by a Subscription, including monthly, annual, or other periods displayed at checkout or otherwise communicated by the Company.
Subscription Fees means all amounts charged to your Payment Method for a Subscription, including taxes and any applicable charges.
Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Services.
Third-Party Login Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Services.
You (also, referred to as “Your”) means the individual accessing or using the Services, or the company, or other legal entity

Acknowledgement

These are the Terms and Conditions governing the use of this Services and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Services. Your access to and use of the Services is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Services. By accessing or using the Services You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions, then You may not access the Services.

You affirm that You are either at least 18 years of age, or an emancipated minor, or You possess parental or guardian consent, and are fully able and competent:

to assume and to fulfil the obligations set forth in these Terms and Conditions,
to make representations and warranties set forth in these Terms and Conditions, and
to abide by and comply with these Terms and Conditions.

Your access to and use of the Services is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use Our application or the Services and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Services.

Access To Our Services

You agree to use Our Services only for the lawful purposes described in more detail in the “Restrictions on Use” section below. You agree not to take any action that might compromise the security of the Services, render the Services inaccessible to others or otherwise cause damage to the Services or its Content. You agree not to add to, subtract from, or otherwise modify the Content, or to attempt to access any Content that is not intended for you. You agree not to use the Services in any manner that might interfere with the rights of third parties. To access the Services or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of Your use of the Services that all the information you provide on the Services is true, correct, and complete. If Our Company believes the information You provide is not true, correct, or complete, We have the right to refuse Your access to the Services or any of its resources, and to terminate or suspend Your access at any time, without notice.

Restrictions On Use

You may use the Services for Your own personal, non-commercial purposes and to learn about Our Company and the offerings we provide. We generally welcome links to our main landing pages, provided the link is presented in a truthful and respectful manner and does not imply that Our Company sponsors or endorses You or Your website. Links must come from sites you operate or control. However, You may not frame, mirror, or otherwise display the Services or any portion of them within another website or application without our prior written permission. We may request removal of any link at any time if we believe it is inappropriate, misleading, or inconsistent with these Terms. Any use of our content that goes beyond basic linking—such as reproducing, adapting, or distributing materials—requires prior written authorization from Our Company.

Placing Orders for Goods

By placing an Order for Goods You warrant that You are legally capable of entering into binding contracts.

Your Information

If You wish to place an Order for Goods, You may be asked to supply certain information relevant to Your Order including, without limitation, Your name, Your email, Your phone number, Your chosen payment information, Your billing address, and Your shipping information. You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order; and that (ii) the information You supply to us is true, correct and complete. By submitting such information, You grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of Your Order.

Order Cancellation

We reserve the right to refuse or cancel Your Order at any time for certain reasons including but not limited to:

Goods availability
Errors in the description or prices for Goods
Errors in Your Order

We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or illegal transaction is suspected.

Your Order Cancellation Rights

Any purchase of Our Services can only be cancelled in accordance with these Terms and Conditions and Our Refund Policy. Our Refund Policy is and shall be considered as part of these Terms and Conditions. Please read our Refund Policy to learn more about Your right to cancel Your Order.

Availability, Errors and Inaccuracies

We are continually updating the Services and the content, features, offerings, and any Goods that may be made available through them from time to time. Information provided through the Services—including descriptions, pricing, availability, and other data—may occasionally be inaccurate, incomplete, unavailable, or delayed in being updated. We reserve the right to correct, change, or update any information on the Services at any time without prior notice.

Because inaccuracies and delays may occur, we also reserve the right to refuse or cancel any Order placed for Goods or services if any information on the Services is incorrect, including pricing or availability errors—even after an Order has been submitted. If Your Order is canceled, we will notify You and issue any applicable refund.

Prices Policy

The Company reserves the right to revise its prices at any time prior to accepting an Order.

The prices quoted may be revised by the Company subsequent to accepting an Order in the event of any occurrence affecting delivery caused by government action, variation in customs duties, increased shipping charges, higher foreign exchange costs and any other matter beyond the control of the Company. In that event, You will have the right to cancel Your Order.

Payments

Payment can be made through various payment methods, such as, but not limited to, bank transfers with Visa, MasterCard, American Express cards or online payment methods, such as PayPal, Apple Store In-App Payments, and Google Play In-App Payments. Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, We will not be liable for any delay in placing Your Order.

Recurring Payments: Monthly and Annual Subscriptions

If an error occurs when collecting the recurring payment from the payment method associated with monthly or annual subscriptions, then Company will attempt to collect the payment within thirty (30) days of the charge date, and if Company is still not able to collect the recurring payment within thirty (30) days after the charge date, access to the subscription will be removed and Company will waive the right to charge on that missed recurring payment. Company will cancel that subscription and will not attempt to collect any future charges on that subscription. If the recurring payment is collected within the said thirty (30) days period, then the subscription will be kept active and Company will continue to collect recurring payments for that subscription accordingly.

Subscriptions renew automatically on the same calendar date of each billing cycle. Renewal processing is determined by the billing system’s time zone (Coordinated Universal Time, UTC) and not the subscriber’s local time zone. Cancellations must be submitted before 11:59 PM UTC on the day before the renewal date to avoid renewal charges.

Company Provided Installment Plans

For installment plans offered directly by Company (i.e. a purchase made with a fixed number of installments), in case there is an error collecting any of the installment payments, access to the purchased product(s) will be removed immediately, and Company will attempt to collect the payment for an unlimited period in the future until it collects the installment payment due. In case future installment payments accrue, Company reserves the right to charge all accrued installment payments at any time. In case all accrued installment payments are successfully collected, access to the product(s) purchased will be re-granted. Renewal and payment processing for installment charges are determined by the billing system’s time zone (Coordinated Universal Time, UTC) and not the subscriber’s local time zone.

Third Party Installment Plans

If You choose to use a third-party financing or installment provider (such as Klarna, Affirm, or any similar service) to complete Your purchase, You acknowledge and agree that (i) the financing arrangement is solely between You and the third-party provider, (ii) the terms, fees, interest, payment collection, and consequences of non-payment are governed exclusively by the third-party provider’s terms and policies, and (iii) Mindvalley is not a party to, responsible for, or able to modify, reverse, waive, or otherwise intervene in any obligations arising from such third-party installment arrangements. Mindvalley will only receive confirmation of Your payment status from the third-party provider in order to grant or remove access to the purchased product(s).

Subscriptions with a Trial Period

If You don’t cancel a monthly or annual subscription before the end of the trial period (free or otherwise), Company will collect the full payment for the subscription (monthly or annual) after the trial period ends. For instance, for an annual subscription with a seven (7) days trial, the full payment will be collected on the eighth (8) day of the trial’s start date, and the subsequent payment for the annual subscription will be collected on the three hundred and sixty-sixth (366) day of the trial’s start date.

Subscriptions and Purchases

Subscriptions

Certain digital offerings are available through an automatically renewing subscription (“Subscription”). Subscriptions may be offered on a monthly or annual basis (each a “Subscription Term”). By purchasing a Subscription, You authorize the Company (or our third-party payment processors) to automatically charge the applicable Subscription Fees and any taxes on or before each Subscription Billing Date using Your Payment Method.

Purchases of Premium Programs are also subject to the “Additional Terms for Premium Programs” set out in these Terms.

Subscription Cancellation

You may cancel Your Subscription at any time; however, You must cancel before Your next renewal date to avoid being charged for the next Subscription Term. After cancellation, You will retain access to Your Subscription benefits until the end of Your current Subscription Term. Additional terms regarding cancellation procedures are set out in Mindvalley’s Cancellation Policy, which is incorporated by reference into these Terms.

Refunds on Subscriptions

Except where required by applicable law, all Subscription Fees are non-refundable, and no refunds or credits will be issued for partial Subscription Terms, periods of inactivity, or unused content, unless a refund period is expressly provided at the time of Your purchase.

If a specific Subscription includes a refund period (such as a fifteen (15)-day satisfaction guarantee), the terms of that refund period will be stated at checkout or in the applicable offer.

To obtain a refund during an applicable refund period, You must submit Your request through Mindvalley’s designated refund process. Approved refunds will result in immediate termination of Your Subscription and access to all associated content.

Refunds are not available after the applicable refund window has ended unless required by law.

Purchases Through Third-Party Platforms

If You purchased Your Subscription through a third-party platform—such as the Apple App Store, Google Play Store, or any other authorized reseller—then that platform’s billing, cancellation, and refund terms will apply. Mindvalley does not control and cannot process cancellations, modify Subscription settings, stop or adjust auto-renewal, or issue refunds for purchases made through third-party platforms. All billing inquiries, cancellations, and refund requests for such purchases must be submitted directly to the platform where the Subscription was originally obtained.

Local Consumer Rights

Depending on Your place of residence, You may have statutory cancellation or refund rights that cannot be waived. Nothing in these Terms affects any non-waivable legal rights You may have under applicable consumer protection laws.

Promotions

Any Promotions made available through Our Services may be governed by rules that are separate from these Terms. If You participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

User Accounts

When You create an account with Us, You must provide Us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account. You are responsible for safeguarding the password that You use to access the Website and for any activities or actions under Your password, whether Your password is with Our Website or a Third-Party Login Service. You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account. Company will be entitled to monitor Your password and, at its discretion, require You to change it. If You use a password that Company considers insecure, Company will be entitled to require the password to be changed and/or terminate Your Account. You are prohibited from compromising the security of Our Services or tampering with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools, etc.) is strictly prohibited. If you become involved in any violation of system security, Company reserves the right to release Your details to system administrators in order to assist them in resolving security incidents. Company reserves the right to investigate suspected violations of these Terms and Conditions. Company reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing Company to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any content that are believed to violate these Terms and Conditions. By accepting these Terms and Conditions, You agree to waive, release, and hold harmless the Company from any claims resulting from any action taken by Company during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either the Company or law enforcement authorities. You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than You without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

AI Features

The Services may include features and functionalities powered by artificial intelligence or machine-learning technologies, including automated tools that provide general informational responses, content suggestions, and customer-support assistance. These AI-powered features are automated systems and are not humans, medical professionals, mental-health providers, financial advisors, legal professionals, or any other licensed experts.

While Company strives to ensure that AI-generated information is useful and accurate, AI systems may at times provide information that is incomplete, outdated, incorrect, or not tailored to Your specific circumstances. You should independently verify any information generated by AI before taking action or making decisions. Company cannot and does not guarantee the accuracy, completeness, or reliability of any AI-generated responses, and assumes no responsibility for any reliance You place on such content. Your use of AI-powered features is voluntary, and You assume all risks associated with such use.

AI-powered features are not intended for crisis or emergency situations. If You believe You are in danger or require immediate medical or mental-health assistance, You should contact local emergency services or a qualified professional immediately.

The Services may also use AI and machine-learning technologies to personalize Your experience—such as recommending content, assisting with navigation, or analyzing usage patterns—using non-sensitive data in accordance with our Privacy Policy and applicable laws. Company disclaims all liability for any losses, actions, or damages arising from Your use of or reliance on AI-generated information or recommendations and makes no guarantees regarding their accuracy, completeness, or reliability.

Additional Terms for Premium Programs

If You enroll in a Mindvalley Premium Program, the following additional terms apply in addition to these Terms and Conditions. In the event of any conflict between this section and the general Terms and Conditions, this section will control solely with respect to the Premium Program.

Premium Program Participation Requirements

To maintain enrollment in good standing and qualify for completion certification, students must meet minimum participation requirements:

Live Session Attendance: Attend at least 50% of scheduled live sessions, OR
Recorded Content Completion: Complete at least 75% of all program content (including recordings of missed live sessions, course materials, and assignments)

Participation is tracked through Mindvalley's learning management system. Students can view their participation status at any time through their student dashboard.

Impact on Certification and Premium Program Benefits

Students who do not meet minimum participation requirements:

Will not receive program completion certificates or credentials;
May not be eligible for continued access to alumni communities or benefits; and/or
May be restricted from enrolling in advanced or continuation programs.

Note: Mindvalley recognizes that life circumstances may prevent full participation. Students experiencing extenuating circumstances (medical emergencies, family obligations, etc.) should contact Student Support to discuss accommodation options.

Program Content and Access

By purchasing a Premium Program, You receive access to specific learning content, sessions, small-group activities, and related materials. Mindvalley may modify, reschedule, interrupt, or cancel any part of the Premium Program at its discretion. All Premium Program content is provided for Your personal development only and may not be shared, copied, distributed, reproduced, or used for any commercial purpose.

Program Modifications

Mindvalley may modify, update, or adjust elements of any Premium Program as it deems appropriate. Such modifications may include changes to instructors, session scheduling, curriculum content, learning materials, delivery format, or the technology used to provide the program. These updates may occur for various reasons, including instructor availability, technical or platform issues, program improvements, industry developments, or other unforeseen circumstances.

When material changes are made, Mindvalley will provide notice to students and will ensure that the overall learning objectives and educational value of the program are maintained. Minor adjustments — such as changes in scheduling, guest instructor substitutions, or reordering of content — do not affect refund eligibility. In the event of a material modification that significantly alters the program as initially described, Mindvalley may, at its sole discretion, offer alternative options.

License to Use Materials

Mindvalley grants You a personal, non-transferable, non-exclusive license to access the Premium Program and to use the Premium Program Materials solely for Your own participation in the Premium Program and, unless otherwise stated at the time of purchase, for a period determined by Mindvalley at its discretion. You may not disclose, distribute, reproduce, modify, publish, or create derivative works from the Premium Program or any Premium Program Materials. All rights in and to the Premium Program and Premium Program Materials remain with Mindvalley and revert to Mindvalley at the end of Your access period. Mindvalley may withdraw or limit access to the Premium Program or Premium Program Materials at any time after the access period, or earlier if required for legal, security, or business reasons.

Confidentiality of Mindvalley Materials

All Premium Program Materials are proprietary to Mindvalley and/or its presenters.

Mindvalley grants You a non-exclusive, non-transferable license to use the Premium Program Materials solely for their personal development and improvement. The right does not permit You to modify, create derivative works, sell, sublicense, or transfer the Materials in any form to a third party. You shall not use the Premium Program Materials for any commercial purposes or share with any other individual or entity.

Participant Sharing and Conduct for Premium Programs

During the Program, You may have the opportunity to engage in small-group sessions, discussions, or collaborative activities with other participants. Any decision to share personal information, ideas, experiences, or materials with other participants is entirely voluntary and at Your sole discretion. Mindvalley does not control, supervise, or monitor participant interactions and is not responsible or liable for how other participants may use, disclose, interpret, or act upon any information You choose to share. You acknowledge that You share information with others at Your own risk.

Participants are expected to treat all shared information with respect, empathy, and professionalism, and to avoid disclosing, copying, misappropriating, or using another participant’s stories, ideas, or materials for their own benefit. While Mindvalley encourages a supportive and trustworthy environment, Mindvalley cannot guarantee that other participants will maintain confidentiality or refrain from using information shared within group settings, and Mindvalley assumes no responsibility for any misuse, disclosure, or misappropriation by other participants.

Code of Conduct for Premium Programs

Participation in a Premium Program is subject to the Mindvalley Premium Programs Code of Conduct, which will be provided to You at or before the start of the Program. You agree to review and comply with the Code of Conduct at all times during Your participation. Mindvalley may update or modify the Code of Conduct from time to time, and Your continued participation in the Program constitutes acceptance of any updated version. Failure to follow the Code of Conduct may result in warnings, removal from group activities, suspension of access to certain Program components, or termination of Your participation in the Program, in Mindvalley’s sole discretion. No refunds will be provided in the event of removal due to a violation of the Code of Conduct unless required by applicable law.

Recording and Use of Likeness for Premium Programs

Premium Program sessions may be recorded in audio or visual form. By participating, You grant Mindvalley the right to use such recordings for training, educational, informational, promotional, or other lawful purposes in accordance with these Terms.

Refunds for Premium Programs

Except where required by applicable law, all Premium Program fees are non-refundable, and no refunds or credits will be issued for partial use, periods of inactivity, or unused content, unless a refund period is expressly provided at the time of Your purchase.

If a specific Premium Program includes a refund period (such as a fifteen (15)-day satisfaction guarantee), the terms of that refund period will be stated at checkout or in the applicable offer.

Refunds are not available after the applicable refund window has ended unless required by law.

If You purchase multiple Premium Programs together as part of a bundle, any applicable refund period or guarantee will be stated explicitly at the time of purchase.

Force Majeure

Neither party shall be liable for any delay or failure to perform its obligations under this Agreement to the extent such delay or failure is caused by events beyond its reasonable control, including, without limitation: natural disasters; pandemics or public health emergencies; war, terrorism, or civil unrest; government orders or restrictions; widespread internet or telecommunications outages; or, with respect to specific sessions, instructor illness or emergency (each, a “Force Majeure Event”).

In the event of a Force Majeure Event affecting delivery of any portion of the program, Mindvalley may, at its sole discretion, take one or more of the following actions:

Make reasonable efforts to reschedule the affected session(s) or provide alternative delivery methods, which may include pre-recorded content, substitute presenters, or other suitable formats;
Refrain from charging Students for any canceled portion of the program;
Provide a pro-rata refund or issue a credit toward a future program if rescheduling or alternative delivery is not feasible; or
Extend access to the affected program for a period corresponding to the duration of the interruption.

Intellectual Property Infringement

We respect the intellectual property rights of others. It is Our policy to respond to any claim that Content posted infringes a copyright or other intellectual property infringement of any person. The Digital Millennium Copyright Act of 1998 provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law. If You are a copyright owner, or authorized on behalf of one, and You believe that the copyrighted work has been copied in a way that constitutes copyright infringement that is taking place through Our Services, You must submit Your notice in writing to the attention of our copyright agent via our Copyright Infringement Form at https://www.mindvalley.com/piracy and include in Your notice a detailed description of the alleged infringement. Digital Millennium Copyright Act (DMCA) requires the email address of the Copyright Agent in order to receive infringement notices. You may be held accountable for damages (including costs and attorneys' fees) for misrepresenting that any Content is infringing Your copyright.

DMCA Notice and DMCA Procedure for Copyright Infringement Claims

You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent with the following information in writing (see 17 U.S.C 512(c) (3) for further detail): An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright's interest.

A description of the copyrighted work that You claim has been infringed, including the URL (i.e., web page address) of the location where the copyrighted work exists or a copy of the copyrighted work.
Identification of the URL or other specific location where the material that You claim is infringing is located.
Your address, telephone number, and email address.
A statement by You that You have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
A statement by You, made under penalty of perjury, that the above information in Your notice is accurate and that You are the copyright owner or authorized to act on the copyright owner's behalf.

Any notification by a copyright owner or a person authorized to act on copyright owner’s behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon Company actual knowledge of facts or circumstances from which infringing material or acts are evident. You can contact our copyright agent via our Copyright Infringement Form at https://www.mindvalley.com/piracy. Upon receipt of a notification, the Company will take whatever action, in its sole discretion, it deems appropriate, including removal of the challenged content from Our Services. If You believe in good faith that a notice of copyright infringement has been wrongly filed against You, the DMCA permits You to send to Company a counternotice. All notices and counternotices must meet the then current statutory requirements imposed by the DMCA. See https://www.copyright.gov/title17/92appb.html for details.

Intellectual Property

Our Services and its original content, features and functionality are and will remain the exclusive property of the Company and its licensors. Our Services are protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or website without the prior written consent of the Company.

Trademarks

The material and Content accessible from Our Services and any other page owned, operated, licensed, or controlled by Company is the proprietary information of Company or the party that provided the Content to Company, and Company or the party that provided the Content to Company retains all the rights, title, and interest in Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of Company, or unless authorized in writing elsewhere in Our Services, except that You may print out a copy of Content solely for Your personal use. You are prohibited from using any of the marks or logos appearing throughout Our Services without the express written permission of Company.

Copyrights

Our Services and its Content are protected by U.S. and/or foreign copyright laws, and belong to the Company or its partners, affiliates, contributors, or third parties. The copyrights for the Content are owned by the Company or other copyright owners who have authorized their use in Our Services. You may download and reprint Content for non-commercial, non-public, personal use only. If You are browsing Our Content as an employee or member of any business or organization, You may download and re-print Content only for educational or other noncommercial purposes within Your business or organization, except as otherwise permitted by Company, for example, in certain password-restricted areas of Our Services. You may not manipulate or alter in any way images or other Content.

Hyperlinks

The Services may contain links to third-party websites, platforms, or services . We may provide these links for Your convenience or as part of partnerships, but their inclusion does not mean that we control, endorse, or take responsibility for them. Company makes no representations or warranties regarding the content, completeness, accuracy, availability, or security of any third-party service. If You access a third-party service, You understand that You are leaving Company’s Services and that Your use of the third-party service will be governed by its own terms, conditions, and privacy policies. Company has no control over, and assumes no responsibility for, the content, practices, or policies of any third-party service. You acknowledge and agree that Company will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with Your use of, or reliance on, any third-party service or any content, goods, or services available through such services. We encourage You to review the applicable terms and privacy policies of any third-party service You choose to visit.

Submissions

You hereby grant to Company the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to Company through Our Services (collectively, hereinafter referred to as “Submission”), and to incorporate any Submission in other works in any form, media, or technology, now known or later developed. Company will not be required to treat any Submission as confidential and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind and will not incur any liability as a result of any similarities that may appear in future Company operations. By making a Submission, You are guaranteeing to Us that You have the legal right to post the content in the Submission and that it will not violate any law or the rights of any person or entity. Company will treat any personal information that You submit through Our Service in accordance with its Privacy Policy.

Downloading Material

You understand that Company cannot and does not guarantee or warrant that the files available for downloading from the Internet will be free of viruses, worms, Trojan horses, or other codes that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy Your requirements for accuracy of data input and output, and for maintaining a means external to this Website for the reconstruction of any lost data. Company does not assume any responsibility or risk for Your use of the Internet and/or Our Services.

Disclaimer

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH OUR SERVICES AND BY COMPANY AND ANY THIRD-PARTY MEDIA SERVICES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY,FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT, AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OR TRADE PRACTICE. WE DO NOT WARRANT THAT OUR SERVICES OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF OUR SERVICES, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR SERVICES OR MATERIALS OR ON THIRD-PARTY MEDIA SERVICES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. COMPANY MAKES NO REPRESENTATION OF ANY KIND THAT OUR SERVICES WILL MEET YOUR REQUIREMENTS, BE COMPATIBLE OR WORK WITH ANY OTHER SOFTWARE, APPLICATIONS, SYSTEMS OR WEBSITES, OPERATE WITHOUT INTERRUPTION, OR MEET ANY PERFORMANCE OR RELIABILITY WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANY OF THE COMPANY'S PROVIDERS MAKES ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED: (I) AS TO THE OPERATION OF OUR SERVICES OR THE INFORMATION, CONTENT, AND MATERIALS OR PRODUCTS INCLUDED THEREON; (II) THAT OUR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE; (III) AS TO THE ACCURACY, RELIABILITY, OR CURRENCY OF ANY INFORMATION OR CONTENT PROVIDED THROUGH OUR SERVICES; OR (IV) THAT OUR SERVICES, THE WEBSITE, ITS SERVERS, THE CONTENT, OR E-MAILS SENT FROM OR ON BEHALF OF THE COMPANY ARE FREE OF VIRUSES, SCRIPTS, TROJAN HORSES, WORMS, MALWARE, TIMEBOMBS OR OTHER HARMFUL COMPONENTS.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN TYPES OF WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU. BUT IN SUCH A CASE THE EXCLUSIONS AND LIMITATIONS SET FORTH IN THIS SECTION SHALL BE APPLIED TO THE GREATEST EXTENT ENFORCEABLE UNDER APPLICABLE LAW.

WITH REGARDS TO HEALTH & WELLNESS CONTENT IN OUR SERVICES:

OUR SERVICES OFFER HEALTH, WELLNESS, FITNESS AND NUTRITIONAL INFORMATION AND IS DESIGNED FOR EDUCATIONAL PURPOSES ONLY. YOU SHOULD NOT RELY ON THIS INFORMATION AS A SUBSTITUTE FOR, NOR DOES IT REPLACE, PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT. IF YOU HAVE ANY CONCERNS OR QUESTIONS ABOUT YOUR HEALTH, YOU SHOULD ALWAYS CONSULT WITH A PHYSICIAN OR OTHER HEALTH-CARE PROFESSIONAL. DO NOT DISREGARD, AVOID OR DELAY OBTAINING MEDICAL OR HEALTH RELATED ADVICE FROM YOUR HEALTH-CARE PROFESSIONAL BECAUSE OF SOMETHING YOU MAY HAVE READ IN OUR SERVICES. THE USE OF ANY INFORMATION PROVIDED IN OUR SERVICES IS SOLELY AT YOUR OWN RISK. NOTHING STATED OR POSTED IN OUR SERVICES OR AVAILABLE THROUGH ANY THIRD-PARTY MEDIA SERVICES ARE INTENDED TO BE, AND MUST NOT BE TAKEN TO BE, THE PRACTICE OF MEDICAL OR COUNSELING CARE. FOR PURPOSES OF THESE TERMS AND CONDITIONS, THE “PRACTICE OF MEDICINE AND COUNSELING” INCLUDES, WITHOUT LIMITATION, PSYCHIATRY, PSYCHOLOGY, PSYCHOTHERAPY, OR PROVIDING HEALTH CARE TREATMENT, INSTRUCTIONS, DIAGNOSIS, PROGNOSIS OR ADVICE.

WITH REGARDS TO FINANCIAL CONTENT IN OUR SERVICES:

NEITHER COMPANY NOR ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS AND AGENTS ARE FINANCIAL ADVISERS, AND NOTHING CONTAINED IN OUR SERVICES IS INTENDED TO BE CONSTRUED AS FINANCIAL ADVICE. COMPANY IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR. OUR SERVICES ARE FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. THE EDUCATION AND INFORMATION PRESENTED HEREIN IS INTENDED FOR A GENERAL AUDIENCE AND DOES NOT PURPORT TO BE, NOR SHOULD IT BE CONSTRUED AS, SPECIFIC ADVICE TAILORED TO ANY INDIVIDUAL. YOU ARE ENCOURAGED TO DISCUSS ANY OPPORTUNITIES WITH YOUR ATTORNEY, ACCOUNTANT, FINANCIAL PROFESSIONAL, OR OTHER ADVISOR.

Termination

We may terminate or suspend Your Account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions. Upon termination, Your right to use Our Services will cease immediately.

Limitation of Liability

Pursuant to these Terms and Conditions, the collective liability of Company, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including, without limitation, loss of revenue or income, pain and suffering, emotional distress, or similar damages (regardless of the form of action, whether in contract, tort, or otherwise), even if Company has been advised of the possibility of such damages, shall not exceed the greater of hundred ($100) US dollars or the amount you have paid to Company for the applicable Content, product or service. Your exclusive remedy for all of the foregoing shall be limited to the greater of hundred ($100) US dollars or the amount you have paid to Company for the applicable Content, product or service.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party's liability will be limited to the greatest extent permitted by law.

Indemnity

You will indemnify and hold Company, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (hereinafter referred to as the “Indemnified Parties”) harmless from any breach of these Terms and Conditions by You, including for any use of Content other than as expressly authorized in these Terms and Conditions. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and You agree to indemnify the Indemnified Parties for any and all loss, damages, judgments, awards, costs, expenses, and attorney’s fees arising out of or related to such breach or unauthorized use. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of or related to Your use of the information accessed from Our Services.

Information You Provide

You may not post, send, submit, publish, or transmit in connection with any content that:

You do not have the right to post, including proprietary material of any third party;
Advocates illegal activity, incites violence, or discusses an intent to commit an illegal act;
Is vulgar, obscene, pornographic, or indecent;
Does not pertain directly to Our Services;
Threatens or abuses others, libels, defames, invades privacy, and stalks;
Is racist, abusive, harassing, threatening or offensive;
Seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise; Infringes any intellectual property or other right of any entity or person, including, without limitation, violating anyone’s copyrights or trademarks or their rights of publicity;
Violates any law or may be considered to violate any law;
Impersonates or misrepresents Your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
Advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services), except as may be specifically authorized;
Solicits funds, advertisers or sponsors;
Includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
Disrupts the normal flow of dialogue, causes the screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other users to engage in real time activities;
Includes MP3 format files;
Amounts to a “pyramid” or similar scheme;
Disobeys any policy or regulations established from time to time regarding the use of Our Services or any networks connected to Our Services; or
Contains hyper-links to other Websites containing content that falls within the descriptions set forth in this section (collectively, “Unauthorized Content”).

The above list of Unauthorized Content is not exhaustive and may be updated from time to time by Company without any prior notice. It is Your responsibility to check the list of Unauthorized Content before posting, sending, submitting, publishing, or transmitting any content in connection with Our Services. Although under no obligation to do so, Company reserves the right to monitor the use of Our Services to determine compliance with these Terms and Conditions, as well as the right to remove or refuse posting any information for any reason. Notwithstanding these rights, You remain solely responsible for the content of Your Submissions. You acknowledge and agree that neither Company nor any third party that provides Content to Company will assume or have any liability for any action or inaction by Company or such third party with respect to any Submission.

Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles. If any provision of these Terms and Conditions shall be unlawful, void or unenforceable for any reason, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions.

Class Action Waiver

You acknowledge and agree that You may only resolve disputes with us on an individual basis and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations aren’t allowed. The arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a class or representative proceeding or claims (such as a class action, consolidated action or private attorney general action) unless all relevant parties specifically agree to do so following initiation of the arbitration.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident in.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability

If any clause within the Terms and Conditions (other than the Class Action Waiver clause above) is found to be illegal or unenforceable, that clause will be severed from the Terms and Conditions, and the remainder of these Terms and Conditions will be given full force and effect. If the Class Action Waiver clause is found to be illegal or unenforceable, the dispute will be decided by a court of competent jurisdiction.

Miscellaneous

These Terms and Conditions constitute the entire agreement among Company and its users relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions, such as our Privacy Policy and other disclosures, will govern the items to which they pertain.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms and Conditions at any time. By continuing to access or use Our Services after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using Our Services.

If You have any questions about these Terms and Conditions or require general assistance, You can contact us:

By visiting this page on our website: https://www.mindvalley.com/
Reaching out to support@mindvalley.com